With the ongoing challenges facing our nation's housing market, Shelley is particularly concerned about how these challenges are impacting West Virginians. Though the Mountain State has one of the nation's highest rates of homeownership and a long history of residents who pay their debts, West Virginia is not immune to the obstacles facing the nation's real estate market.
While the congresswoman cannot directly engage in negotiations between homeowners and mortgage lenders, she and her staff can help to connect homeowners facing foreclosure with available programs that may be able to provide some relief. The West Virginia Housing Development Fund can be an important resource for Mountain State homeowners.
Homeowners struggling to make their loan payments may also want to visit the U.S. Department of Housing and Urban Development's Guide for Avoiding Foreclosure.